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Hi,

1) You should only start your renovation upon completion of an inspection conducted by HDB. HDB will inform the seller of anything that is not in order.
2) You may discuss with the seller on those non-compliance items. If you already prepared to demolished those items and reinstall them, you may take over and apply for your renovation permit.
3) If those non-compliance items are not on your reno list, you should wait till the seller fix those items and get HDB approval before you start your work.
4) Ensure your contractor is listed under HDB approved contractor list before you engage them.
https://services2.hdb.gov.sg/webapp/BN31AWERRCMobile/BN31PListingContractor.jsp

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (65) 9856 9255  or email me at Able.selling@gmail.com.

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You generally can’t start applying for renovation permits until the resale transaction is fully completed and the HDB resale approvals are issued. The indemnity form just lets the contractor know you’ll take responsibility for the work—it doesn’t give legal permission to start early.

The safest approach is:
• Wait until you’ve received HDB’s resale completion confirmation.
• Then submit your renovation permit application.
• This ensures no issues with HDB rules, and your contractor can start work legally.

If you’re tight on timing, some people prepare all the paperwork and quotes in advance so the permit can be lodged immediately after completion. That helps shave off some waiting time. Read More